A Disability Shouldn’t Hold You Back From Moving Into Your Dream Home
Buying and moving into a new home is one of life’s major milestones, and research shows that even under the best of circumstances, the process can be stressful. If you have a disability, you may worry that the process will be even more challenging. The good news is that it doesn’t have to be. By making the necessary preparations and getting help when you need it, you can successfully navigate the house-hunting process and move into your dream home. Use these tips from Starpoint Real Estate to make it happen.
Prepare for the Move
As with all major life events, research and preparation can make all the difference. If you are a first-time homebuyer, this is especially true, so take preliminary steps early in the process:
- Choose a reliable real estate agent. A professional from the Starpoint Real Estate team can help you navigate the process from start to finish.
- File for a free credit report. If your credit is less than ideal, take steps to improve it.
- Make a realistic budget to decide how much you can afford to spend. Don’t forget to include projected expenses, including property taxes, utility bills, and mortgage insurance.
- Shop around for a lender that offers competitive terms and rates. Then gather and complete the paperwork needed to apply for loan preapproval.
- Check into assistance programs that can help you buy a new house or make the necessary modifications. Programs that may help include the Elderly or Disabled Living nonprofit group and the Administration for Children and Families government grant program. You can also search the Grants.gov site to find grants available for your particular disability.
Search for the Perfect Property
To help your agent target the house search, prepare a home accessibility checklist. Include the must-haves as well as items that you would like but don’t necessarily need. Because most homes won’t check all your boxes, it’s helpful to rank the must-haves. Items that would be difficult or expensive to add later should be prioritized.
Once you find the home of your dreams, your agent can help you submit a bid. If you have completed the suggested preparatory steps, you will be in an ideal position to make a bid and buy the home.
Make Any Necessary Modifications
If the home doesn’t include all of the accessibility features you need to live independently, consider hiring a professional to make modifications. If you have a contractor or builder you’ve already worked with, that can be a good option. However, if this is the first time you’ve embarked on modifying a property, you can get assistance from a nonprofit group, such as the United Disabilities Services Foundation. The UDSF can provide modification solutions to help you live safely and independently in your new house.
Get Help on Moving Day
Hire professional movers to help you with the moving process. The right company can make the day as stress-free as possible by handling every aspect of the move:
- Packing all belongings, such as clothing and cookware
- Transferring any special equipment you need
- Unassembling, moving, and reassembling furniture
- Unpacking all belongings
- Getting rid of all the boxes and moving blankets
While finding a company that regularly works for people with disabilities is ideal, a reputable full-service moving company can provide a seamless moving experience.
Getting a new home may feel daunting if you are navigating the process with a disability, but you don’t have to let your circumstances stop you. With proper preparation and outside help, the process of finding, buying, and moving into your dream home can be smooth and stress-free.
Special Thanks to & Full Contribution by Patrick Young – ableusa.info